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WAVE Web Accessibility
Tested & Approved

Assistive Technology & Modifications Toolkit

The toolkit contains products,
services and a list of
organizations as resources
people may use to plan
independent lives.

Micro Loan Program


The Micro Loan Program was one of the first services offered by EquipALife. This program provides access to low-interest loans for people in need of financial assistance to pay for Assistive Technology devices and services. The best thing about the program is that it’s available without going through a hard credit and financial verification. This means that almost everyone can get a $1,000 loan with bad credit if they meet a few basic requirements. Each loan approval is based on the person’s ability to make monthly payments on loans. You can choose either an option with flexible terms and an installment plan or a product with one-time repayment in full. Just choose the service that fits your budget and fill out a form to pre-apply.


To be eligible for a loan, the applicant must:

  • be a US resident
  • reach the age of majority
  • demonstrate an income of at least $1,000 per month
  • have a disability diagnosis
  • need an assistive technology device or service

Application Process

There are 4 steps to apply for a micro-loan:

  • Complete the application form & return to EquipALife.
  • EquipALife sends the application to the base of partner loan providers.
  • You get a loan decision within a day.
  • If approved, EquipALife works with the applicant and partner lender to complete the process.

Sample Loans

  • Computer Software and Hardware
  • Items for Work or School
  • Home Modifications
  • Vehicle Modifications
  • Communication Devices
  • Unique Assistive Technology Devices

Please contact us at 763-479-8239 or 1-866-535-8239 to start the loan process.

Cassidy and her mom came to EquipALife for assistance in locating an adapted van. Using a local vendor and EquipALife's low-interest loan, Cassidy's family bought a new van equipped to meet her physical needs. Cassidy's life improved as a direct result of the information and assistance her mom received through EquipALife.



Micro Loan Application